{"id":36,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.msminsuranceagency.com\/blog\/?p=36"},"modified":"2024-07-03T10:12:33","modified_gmt":"2024-07-03T16:12:33","slug":"commercial-trucking-insurance-add-ons","status":"publish","type":"post","link":"https:\/\/www.msminsuranceagency.com\/blog\/commercial-trucking-insurance-add-ons\/","title":{"rendered":"Commercial Trucking Insurance Add-Ons"},"content":{"rendered":"<p>Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#8217;s explore some unique circumstances that could benefit from add-on coverage.<\/p>\n<h2><strong>Downtime<\/strong><\/h2>\n<p>Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business&#8217;s income.<\/p>\n<p>Downtime coverage provides protection when one or more of your trucks are out of commission. For instance, downtime coverage will compensate your business if a vehicle is undergoing service. This type of coverage allows you to sustain consistent income levels.<\/p>\n<h2><strong>Rental Reimbursement<\/strong><\/h2>\n<p>If one of your trucks requires servicing, it could disrupt your regular operations. Renting a replacement vehicle during this period will be an additional cost.<\/p>\n<p>This is where rental reimbursement insurance becomes beneficial. This insurance covers the cost of renting a vehicle. If the cost of renting a vehicle doesn&#8217;t align with your budget, acquiring rental reimbursement coverage would be advantageous.<\/p>\n<h2><strong>Non-Owned Automotive Coverage<\/strong><\/h2>\n<p>In instances where you do not have access to your entire fleet, you may be required to use a personal vehicle. Excessive usage can lead to frequent automotive repairs.<\/p>\n<p>Purchasing non-owned automotive coverage will compensate you for out-of-pocket costs incurred while using a personal vehicle for business operations.<\/p>\n<h2><strong>More Information<\/strong><\/h2>\n<p>Gain further insights about commercial insurance and additional add-ons by scheduling a consultation with one of our MSM Insurance Agency Inc. representatives. An agent serving the Kearny, NJ, region is ready to meet with you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#8217;s explore some unique circumstances that could benefit from add-on coverage. Downtime Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business&#8217;s income. Downtime [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[12,10],"class_list":["post-36","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kearny-nj","tag-msm-insurance-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/36","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=36"}],"version-history":[{"count":1,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/36\/revisions"}],"predecessor-version":[{"id":37,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/36\/revisions\/37"}],"wp:attachment":[{"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=36"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=36"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.msminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=36"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}