{"id":36,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.msminsuranceagency.com\/blog\/?p=36"},"modified":"2024-07-03T10:12:33","modified_gmt":"2024-07-03T16:12:33","slug":"commercial-trucking-insurance-add-ons","status":"publish","type":"post","link":"https:\/\/www.msminsuranceagency.com\/blog\/commercial-trucking-insurance-add-ons\/","title":{"rendered":"Commercial Trucking Insurance Add-Ons"},"content":{"rendered":"<p>Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#8217;s explore some unique circumstances that could benefit from add-on coverage.<\/p>\n<h2><strong>Downtime<\/strong><\/h2>\n<p>Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business&#8217;s income.<\/p>\n<p>Downtime coverage provides protection when one or more of your trucks are out of commission. For instance, downtime coverage will compensate your business if a vehicle is undergoing service. This type of coverage allows you to sustain consistent income levels.<\/p>\n<h2><strong>Rental Reimbursement<\/strong><\/h2>\n<p>If one of your trucks requires servicing, it could disrupt your regular operations. Renting a replacement vehicle during this period will be an additional cost.<\/p>\n<p>This is where rental reimbursement insurance becomes beneficial. This insurance covers the cost of renting a vehicle. If the cost of renting a vehicle doesn&#8217;t align with your budget, acquiring rental reimbursement coverage would be advantageous.<\/p>\n<h2><strong>Non-Owned Automotive Coverage<\/strong><\/h2>\n<p>In instances where you do not have access to your entire fleet, you may be required to use a personal vehicle. Excessive usage can lead to frequent automotive repairs.<\/p>\n<p>Purchasing non-owned automotive coverage will compensate you for out-of-pocket costs incurred while using a personal vehicle for business operations.<\/p>\n<h2><strong>More Information<\/strong><\/h2>\n<p>Gain further insights about commercial insurance and additional add-ons by scheduling a consultation with one of our MSM Insurance Agency Inc. representatives. An agent serving the Kearny, NJ, region is ready to meet with you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#8217;s explore some unique circumstances that could benefit from add-on coverage. Downtime Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business&#8217;s income. Downtime [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[12,10],"class_list":["post-36","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kearny-nj","tag-msm-insurance-agency-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#039;s explore some unique circumstances that could benefit from add-on coverage. Downtime Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business&#039;s income. Downtime\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.msminsuranceagency.com\/blog\/commercial-trucking-insurance-add-ons\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | MSM Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Commercial Trucking Insurance Add-Ons - Blog | MSM Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let&#039;s explore some unique circumstances that could benefit from add-on coverage. Downtime Downtime can restrict how much you use one or more of your commercial trucks to haul goods. 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