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MSM Insurance Agency Inc

78 John Miller Way
Ste 1014
Kearny, NJ 07032

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973-668-0822

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Life Insurance

Environmental Impact Investing: Aligning Life Insurance with Sustainable Financial Goals

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Environmental impact investing is gaining momentum as investors seek to align financial goals with positive environmental outcomes. Life insurance providers around Kearny, NJ also embrace sustainable finance principles by offering innovative products and strategies that support environmental sustainability while meeting policyholders’ protection needs.

Green Insurance Products

Life insurance companies are introducing green products that promote environmental stewardship and sustainability. These products may include eco-friendly features such as carbon-neutral operations, paperless processes, and investments in renewable energy projects. 

ESG Integration in Investment Portfolios

Environmental, social, and governance (ESG) considerations are increasingly integrated into life insurance investment portfolios. Insurers prioritize investments in ESG-focused assets, such as green bonds, sustainable infrastructure projects, and socially responsible companies. 

Climate Resilience and Risk Management

Climate change poses significant risks to life insurance providers due to the increased frequency of natural disasters and extreme weather events. Insurers are enhancing climate resilience by incorporating climate risk assessments into underwriting practices and offering specialized products that address climate-related risks. By proactively managing climate risks, insurers can protect policyholders and strengthen their financial stability.

Customer Engagement and Education

Life insurance companies are engaging customers through educational campaigns about sustainable finance. By empowering policyholders with knowledge about ESG principles and the environmental impact of insurance decisions, insurers encourage informed choices that align with sustainability goals. Customer feedback and preferences also influence the development of green insurance products and services.

Collaborative Partnerships and Industry Leadership

Collaborative partnerships between life insurance providers, regulators, and sustainability experts drive industry-wide efforts to advance environmental impact investing. Insurers participate in industry forums, initiatives, and standards development to promote best practices and innovation in sustainable finance. 

Let MSM Insurance Agency Inc. Inform You

MSM Insurance Agency Inc. helps answer life insurance questions and serves the Kearny, NJ, region. Call us today. 

Life Insurance Coverage for Veterans Through VALife

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Veterans who want life insurance will be interested to know that VALife offers whole-life policies for veterans. These policies guarantee acceptance for service-disabled veterans who are age 80 or under. Veterans often ask about their eligibility for these low-cost policies.

At MSM Insurance Agency Inc. in Newark, NJ, we are available to answer questions for veterans or anyone else who needs answers about insurance. Life insurance policies can give you peace of mind about your family’s future financial security. Our staff will explain all the life insurance options veterans can choose and how these choices can fit their needs.

Life Insurance Coverage for Veterans

Veterans under age 80 are eligible for VALife policies as long as their disability has been evaluated – regardless of the rating they receive. There is no time limit to apply for this insurance. You can apply for the insurance online by following the instructions at the VA.gov website.

Veterans over age 81 may also be eligible for VALife if they applied for VA disability before age 81 and received the results of their evaluation after age 81. Those veterans can obtain life insurance through VALife if they apply within two years of receiving their disability evaluation.

With VALife, a veteran will be eligible for up to $40,000 in whole-life coverage. The payment of benefits will be administered in four partial amounts of 10,000. The cash value of these policies starts to add up within two years of the receipt of your application.

Reach Out To Us

Newark, NJ veterans are invited to contact us or to visit our office at MSM Insurance. If you’re a veteran, we want to honor your service to our country. Don’t hesitate to contact us today for assistance with your life insurance needs.