What College Students Need to Know About Auto Insurance

Embarking on your college journey is exhilarating, particularly when it involves leaving home. If you’re a college student or the parent of one, it’s crucial to understand certain aspects of car insurance. The team at MSM Insurance Agency, serving the greater Kearny, NJ area, is here to answer your queries and review either the family or individual policy to ensure it provides sufficient coverage.

Helping College Students Understand Car Insurance

Auto insurance premiums and coverage levels can differ significantly among individuals and families. College students residing on campus may not need the same level of coverage as someone commuting to college or working a job that requires daily driving. Many college students discover that upon reviewing their auto policy, it doesn’t provide the appropriate level of coverage for their circumstances. Additionally, college students might want to consider adding other protections to their policy, such as rental car coverage and roadside assistance. A comprehensive auto insurance policy can offer much more than a sense of security.

Parents with a college student still on the family policy might find it advantageous to compare their current policy with an individual policy for the student. With numerous options available, finding the policy that best suits your needs is sensible.

If you want to ensure that your current auto policy is the right fit for your college student, contact the team at MSM Insurance Agency today to schedule a review. We’re proud to serve the greater Kearny, NJ area and look forward to assisting you!